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General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. We make no representations or warranties regarding the accuracy, completeness, or suitability of any information contained herein.

This disclaimer applies to all content, services, and materials available through ravalenthosiq.com and its related platforms.

Information Accuracy

While we strive to maintain current and accurate information, we cannot guarantee that all content is error-free or up-to-date. Market conditions, regulations, and financial circumstances change frequently, and information may become outdated without notice.

We make no warranties, express or implied, regarding the reliability, accuracy, or completeness of any information provided.

Limitation of Liability

To the fullest extent permitted by Australian law, ravalenthosiq and its affiliates shall not be liable for:

• • Any direct, indirect, incidental, or consequential damages arising from use of our services
• • Financial losses resulting from decisions made based on information provided
• • Technical issues, system downtime, or data transmission errors
• • Third-party content, links, or services referenced on our platform
• • Any damages exceeding the amount paid for our services in the preceding 12 months

Financial Services Disclaimer

Our subscription service provides general financial planning guidance and consultation. We do not provide specific investment recommendations, tax advice, or guarantee any financial outcomes.

Content provided should not be considered personalised financial advice without a formal consultation addressing your specific circumstances.

Always consult with qualified financial professionals before making significant financial decisions.

Results and Outcomes

Individual results may vary based on personal circumstances, market conditions, and implementation of recommendations.

We do not guarantee specific financial outcomes, returns, or success rates from our planning services.

External Links and Third Parties

Our website may contain links to external websites and third-party resources for your convenience and information.

We are not responsible for the content, accuracy, or practices of external websites and do not endorse any third-party services or products.

Intellectual Property Rights

All content, materials, and intellectual property on this website are owned by ravalenthosiq or licensed for our use.

Unauthorised reproduction, distribution, or modification of our content is strictly prohibited without written consent.

Professional Advice Limitations

Our services are designed to complement, not replace, professional financial, legal, or tax advice.

Jurisdiction and Governing Law

This disclaimer is governed by Australian law and the laws of the state where our services are provided.

These terms are governed by and construed in accordance with Australian Consumer Law and relevant state legislation.

User Indemnification

Users agree to indemnify and hold harmless ravalenthosiq from any claims, damages, or expenses arising from their use of our services or violation of these terms.

Severability

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Disclaimer

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Continued use of our services following any changes constitutes acceptance of the revised disclaimer.

Contact Information

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